Laxmi India Finance IPO is scheduled to open on July 29, 2025, and will close on July 31, 2025. It is a Book Built Issue, with the company aiming to raise approximately ₹254.26 crores. This includes a fresh issue of ₹165.17 crores and an offer for sale of up to 56,38,620 equity shares, each having a face value of ₹5.

The IPO price band is set between ₹150 and ₹158 per share. The issue allocation includes 35% for retail investors, 50% for Qualified Institutional Buyers (QIBs), and 15% for High Net-worth Individuals (HNIs). Laxmi India Finance is expected to list on both BSE and NSE on August 5, 2025, with the allotment date scheduled for August 1, 2025.

In terms of financial performance, the company reported revenue of ₹248.04 crores in 2025, up from ₹175.02 crores in 2024. Net profit also rose to ₹36.01 crores in 2025, compared to ₹22.47 crores in the previous year. Based on these figures, the IPO is considered favorable for long-term investment.

About Laxmi India Finance IPO

Laxmi India Finance Limited, established in 1996, is a prominent Non-Banking Financial Company (NBFC) in India. The company primarily offers a range of lending products including MSME loans, vehicle loans, construction loans, and other financial solutions tailored for small businesses and entrepreneurs.

As of June 30, 2024, Laxmi India serves a customer base of 26,065, which includes 15,732 active MSME loan customers and 6,146 active vehicle loan customers. The company secures funding from 43 different lenders—comprising banks and financial institutions—through various instruments such as term loans, non-convertible debentures (NCDs), and working capital loans.

As of September 30, 2024, the company employs 255 staff members who utilize a dedicated mobile application to monitor repayments, loan defaults, and overdue payments in real time. Laxmi India Finance operates 139 branches across Rajasthan, Gujarat, Madhya Pradesh, and Chhattisgarh.

Objects of the Issue (JNK India IPO Objectives)

• Augmentation of our capital base to meet our future capital requirements towards onward lending

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Laxmi India Finance IPO Company Financial Report

Laxmi India Finance IPO Company Financial Report